Refinancing Student Loans


For Enquiries, Call:



Refinancing Student Loans

  • High-interest student loan (4.5% or above)
  • Working for a private, for-profit employer
  • Credit above 720*

Ready in 20 minutes

Serves 1 physician

Approx. $1,000/’s in savings

Refinancing Student Loans

Recipe Preparation

Budget Plans
1) Rule out PSLF

Ensure you do not want to or cannot qualify for federal Public Service Loan Forgiveness.

Budget and Financial Management
2) Gather your student loan info.

Log into your accounts, or go to the using your FSA ID and Password. This is a user id that you created within the Federal Student Aid system when you took out your loans. The first time you login, you will be asked to confirm your account information. Once your information has been confirmed or updated, you will be directed to your Dashboard and have access to your student loan data.

Saftey Net
3) Get quotes

Choose at least 3 refinancing companies from whom to get quotes. Go to for a list of companies. They typically do a soft credit pull so it doesn’t affect your credit score.

Future Plans
4) Review results

When you apply for a quote, you’ll get a grid of options (see example below). Review these results with a financial planner or other trusted advisor, and choose one that fits your budget and time horizon.

5) Choose and Close

Once you decide on the best option for you, your closing should take a couple of weeks, depending on the company’s backlog. Most companies have no closing costs. Your federal loans will automatically be paid off, and you’ll have a new single loan with the new company.


Sink your teeth into warm, gooey lower interest rates. Enjoy with a cold glass of lower payments for ultimate enjoyment.


If you're interested in refinancing student loans

Register now. Limited Seats! Hurry Up!!